Three Simple, Low-Maintenence, Hi-Return Strategies

Photo by Ibrahim Rifath on Unsplash

Invest 15 Minutes per Year to Earn Around 13%

My last article was about how some ETF investment strategies made good money even during the wild and difficult years of 2008 and 2020. They applied either momentum-based or Risk Parity methods to help you decide in which assets you should invest in.

This involves spending some time at the beginning of each month to evaluate how your assets are performing and then re-allocating them according to each strategies’ rules.

But what if this means too much buying and selling for you, and requires too much of your time?

There are some good reasons to use investment strategies that have a hands-off character.

• You may have a tax situation that discourages buying and selling equities often.
• If you think frequent transactions are generally not so prudent, you are right! People who constantly have an eye on financial TV, and buy and sell on a whim are quite often the worst investors. Also: Worrying about the stock market all the time is bad for your health.
• Buy-and-hold/hope (staying 100% invested, all the time) would be so wonderful if it worked. In reality, there are some times where it is better to bail out. During 2008 for instance, or if you were investing in Japan…